The stresses of everyday living and financial obligations can have an extensive impact on an individual and their family. Learning how to cope with these stresses and putting these worries to rest can be a challenge. Finances 123 Inc. offers a number of services to individuals and families who are in need of financial assistance, money management assistance, or who simply need a plan.
Services
Review of Financial Needs
When we find ourselves bogged down in debt, often times, we have difficulty seeing the light at the end of the tunnel. The ultimate goal of anyone trapped under thousands of dollars' worth of debt is to get to a place where they are 100% comfortable with their debts.
Family Budget
Managing debt seems to become even more complicated when one has mouths to feed and others to take care of. This compounds the stress level exponentially. Sometimes it can feel like you will never be able to get out of the financial hole that you're stuck in.
Reestablish Credit Bureau
There are sometimes unexpected events that occur in our lives where we need to go to our credit in order to get by. There are some of us who have even used it to the point of having to declare bankruptcy.
Financial Advice on Separation
When a marriage comes to an end, money is usually the last thing that is on a person's mind. Often times, there are other things to worry about that supersede the importance of financial planning.
Establish your Debt Ratio
When applying for credit in the form of a loan, line of credit, mortgage or credit cards, your debt ratio is one of the many criteria used to assess you. It is important for you to know what this is, how it relates to your borrowing power, and what you can do to improve your debt ratio.
Employee Assistant Program
If you are an employee struggling with issues that are affecting your work performance, an employee assistance program (EAP) may be right for you.